To sign up for medical practice insurance wisely.

Medical room insurance is a product that guarantees actual treatment costs such as medical expenses, surgery expenses, and inpatient treatment due to diseases.
In general, health insurance coverage items out of medical expenses account for only 56% of the total medical expenses. The remaining 23.4% of the out-of-pocket expenses and non-benefit items for health insurance that are not covered by health insurance (about 20.2% such as MRI and CT scans) should be paid by the patient himself. If you have medical actual cost insurance, it covers out-of-pocket and non-payment items, so policyholders can escape the burden of medical expenses caused by disease treatment.

Along with the extension of life expectancy, the popularity of medical practice insurance is also increasing, and medical practice insurance also pays for tests that are not covered by the national health insurance, such as MRI, ultrasound, oriental medicine, dental care, and anastomotic diseases.

Correct medical service insurance subscriptionorder

1. if possible a long-term product It is advantageous to choose as and be guaranteed for a long time.
2. If there's no big difference in insurance premiums, Select a wide range of products It's advantageous to do.
3. at the point of renewal every three years of the Medical Expense Special Agreement, Check whether reserves paid at maturity are reflected You have to.
4. Saving insurance premiums by signing up for a low premium when you're a year younger It's a shortcut to
5. for the right subscription consultation with a pre-subscription expert It's a good idea to get it.

* Recommendation link : Get free consultation for medical practice insurance

How do I sign up for medical expenses insurance?

It is recommended to sign up for insurance as soon as possible because insurance premiums rise as the age of insurance increases.
However, because the economic situation is different for each individual and the priorities of financial technology are also different, it is common for ordinary office workers to delay signing up for insurance. If you lose your health, goods are likely to become useless. Moreover, if you can't get a large amount of insurance in the midst of an economic recession, it's a wise decision to make sure you buy medical insurance that can cover almost all of your medical expenses with low-cost insurance, even if you don't know anything else.
Finally, let's check what to consider when signing up.

Make sure to get the guaranteed amount as large as possible.

The hospitalization fee of 50 million won is guaranteed and the outpatient fee of 300,000 won is appropriate.
In the case of inpatient medical expenses, the existing 20 million won and 30 million won may not be enough, so it is recommended to design it so that up to 50 million won can be guaranteed. The outpatient fee is about 300,000 won, but even if it is 300,000 won, you have to pay 5,000 won for your out-of-pocket expenses.

What do you mean by redundancy?

It's only non-life insurance. Non-life insurance does not compensate for multiple insurances instead of low premiums.
Sooner or later, it is mandatory to check whether it is a double guarantee or not when subscribing to insurance, and insurance is expected to be signed up after confirmation. If you have multiple non-life insurance policies when you sign up for insurance, it is recommended to check whether it is double compensation or not.

Would a maturity refund type be good?

Most people prefer a maturity refund to a pure guarantee, which is wrong.
If you bought insurance now, it would expire in a few decades, but the value of the currency at that time and the value of the currency now would be very different. Therefore Even if I get a 100% refund at maturity, I don't know if it will help me financially.

an arrangement of medical practice insurance

If you decide to sign up before insurance premiums go up and coverage is reduced, it's better to sign up as soon as possible, and a wide range of coverage is possible at a low price, so I think a strong insurance policy is medical actual cost insurance.
Health is happiness. I hope you are always healthy and full of good things.

* Recommendation link : Application for free consultation on medical expenses insurance