Expanded 4 million won income deduction for pension savings insurance! Pension insurance and savings insurance are the best to prepare for old age!












Pension insurance and savings insurance are the best to prepare for old age!















What can I prepare for my extended old age?
Korea is already an aging society. be said to have entered
I have to take measures little by little from now on in case old age hits me in a few decades.
Young people are also struggling to find jobs, but it will be more difficult for the elderly to earn income.

If you enter old age without countermeasures, you can face many difficulties due to financial problems.
In addition to the money needed for daily life, if you get sick, you can suffer from no treatment costs.

It is good to prepare retirement funds through smart financial technology such as savings and insurance from a young age.







Pension savings insurance has been expanded to 4 million won a year since 2011. .

Currently, Korea's comprehensive income tax rate is 8 to 35%, but 10% of income tax is added as resident tax, so it will pay 8.8 to 38.5% of the tax base.
If you prepare for your retirement with pension insurance, you can save a lot of money.

However, it is better to make a careful decision when signing up because you lose a lot of money when terminating in the middle.
The prolonged life expectancy and a sharp decline in the fertility rate are accelerating the aging of Korea.
In 2005, eight economically active people supported one elderly person, but by 2030, three people will have to support one elderly person.
I can no longer expect my children to retire.
I need to be smart for my old age from a young age.







Pension insurance tax eligibility vs. non-tax eligibility Which one should I buy?

It is a financial technology insurance that saves money in advance during the period of economic activity and raises preparation funds for retirement in old age.

tax-eligible pension savings insurance Silver can be deducted up to 4 million won per year. non-taxable pension insurance If it is maintained for more than 10 years, it is becoming more popular as it is never behind other financial products in terms of returns.






Advantages of Pension Savings Insurance

- Income deduction up to KRW 4 million in annual insurance premiums
- Welfare + tax technology is possible.
- It is a substantial financial product for a stable life.
- The payment period and pension receipt period can be designed according to the lifestyle.
- It's a smart investment for the future.
- You can even receive disease coverage by signing up for a special contract option for pension savings insurance.








Savings Insurance - It's advantageous to sign up according to the purpose period!

It is a product with tax-free benefits if maintained for more than 10 years, and can receive savings, tax-free, and insurance benefits of one stone and three trillion won during the target period (10 years, 20 years, 30 years, 60 years, 70 years old), and savings insurance can be combined with guarantees and savings that can realize high refund rates and raise various funds for purposes due to the welfare financial technology effect.




If you are considering subscribing to pension savings insurance, it is recommended to compare various insurance company products and sign up.
This is because even similar products vary slightly from insurance company to insurance company.
If it is pension insurance, it is advantageous to carefully examine the rate of return, current application interest rate, and tax-free benefits before signing up.